“Invest as early as possible.”

“You should avoid all debt at all costs.”

"open a roth IRA ASAP"

“Credit cards are always bad.”

“You should always buy a used car.”

“Budgeting fixes all financial problems.”

“Renting is throwing money away.”

“Crypto is the fastest way to build wealth.”

“You need multiple side hustles to succeed.”

“College is always worth it financially.”

“Saving money is more important than earning more.”

"Day trading is the cheat code for wealth"

"you can buy a mutual fund that outperforms the market"

"Finance your first car"

Created May 11, 2026

Use this financial advice tier list to rank your favorites from best to worst. Drag items into S, A, B, C, or D tiers and share your financial advice rankings with friends. Whether you're debating the best financial advice or settling an argument, this tier list maker lets you create the perfect financial advice ranking and compare with other Americans on TierBuddy. Popular categories include finance, financial-planning, investing, retirement.

By TierBuddy Community

S Tier

“Invest as early as possible.”
“You should avoid all debt at all costs.”

A Tier

"open a roth IRA ASAP"

B Tier

“Credit cards are always bad.”
“You should always buy a used car.”

C Tier

“Budgeting fixes all financial problems.”
“Renting is throwing money away.”
“Crypto is the fastest way to build wealth.”
“You need multiple side hustles to succeed.”

D Tier

“College is always worth it financially.”
“Saving money is more important than earning more.”
"Day trading is the cheat code for wealth"
"you can buy a mutual fund that outperforms the market"

F Tier

"Finance your first car"