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Potential Spending Tierlist

S (Necessities!)
Down Payment for next large purchase
Utilities
Student Loan Payment
Groceries
Gasoline
A (Could be worth it)
Extended Warranties/Coverage
Gym Membership
B (Situational or Periodic)
Replacement Clothes
Doordash
C (If you have $ to burn!)
Spotify Subscription
F (A Waste of $)
YouTube Subscription
S
SCHYLER SMITH
Created Apr 24, 2026
Rank the best potential spending with this free tier list maker. Drag and drop into S through D tiers to create your own potential spending tier list, then share your results and see how your picks compare. Join thousands of US users ranking potential spending on TierBuddy - the #1 tier list maker for potential spending rankings, comparisons, and debates. Popular categories include money, finance.
Phone Upgrade
Designer Clothes
Charitable Donation
Gambling
Rent
New Brakes
Vacation
New Phone
Dining Out (Often)
Concert Ticket(s)
Phone Repair
Mortgage Payment
Dining Out (Rarely)
Investing into Stocks
Savings
Auto Loan Payment
Student Debt Extra Payment
Car Oil Change
New Tires

By SCHYLER SMITH

S (Necessities!) Tier

A (Could be worth it) Tier

B (Situational or Periodic) Tier

C (If you have $ to burn!) Tier

F (A Waste of $) Tier